Buying Guide

Choosing a home is a difficult decision. Buying a property is the most-expensive decision most of us will ever make. With John Minnis Estate Agents we will guide you through the whole process as best we possibly can.

1st step: Register with us / Call us
2nd Step: Arrange viewings, again should there be a link to contact us or to the sale search section?
3rd Step: Mortgage advice, Again contact us etc etc
4th Step: Make Offer
5th Step: Agree on a property, appoint solicitor / surveyor? We would recommend that it takes 8-12 weeks from agreeing on a property to completion.
6th Step: Liaise with Agent and Solicitor during the conveyancing process.
7th Step: Move in

Stamp Duty

Stamp duty rules changed in December 2014 so that the tax is no longer charged at a single rate for the entire price of a property. You now pay stamp duty at different rates on portions of the price according to the following:
  • nothing on the first £125,000 of the property price
  • 2% on the next £125,000
  • 5% on the next £675,000
  • 10% on the next £575,000
  • 12% on the rest (above £1.5 million)


If you buy a property for £275,000, you’ll pay £3,750 of SDLT. This is made up of:
  • nothing on the first £125,000
  • £2,500 on the next £125,000
  • £1,250 on the remaining £25,000

Stamp Duty Calculator
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